Alliance Underwriters, LLC and its affiliated companies are committed to providing reinsurance underwriting, policy issue, claims administration and premium collection services designed to meet our clients’ needs. We are equally committed to respecting the privacy of the employers we reinsure and protecting the information about plan participants that we may receive. We have prepared this notice to advise you what information we collect, how we use it and how we protect it.

What Information We Collect

As an essential part of our business, we obtain certain personal information about plan participants in order to provide our services. Some of the information we receive comes directly from the third-party administrator or employer group on applications or other forms, and may include information provided during visits to our website (www.allianceu.com). We may also receive information from physicians, testing laboratories, therapists, hospitals, other healthcare providers and Participating Provider Organizations, Utilization Review and Case Management vendors. The types of information we receive may include addresses, Social Security numbers, family information, current and past medical history, Utilization Review and Case Management data and financial information, including information about transactions with other companies.

What Information We Disclose

We do not disclose any nonpublic, personal information about our current or former clients to any non-affiliated entity, except as permitted or required by law. Examples of disclosures which are permitted by law include: disclosures necessary to provide services as stipulated in the stop loss contract; disclosures made with the client’s consent or at the client’s direction; disclosures made to the client’s legal representative; disclosures made in response to a subpoena or an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud.

Our Privacy Protection Procedures

We protect information about our clients from unauthorized access. All of our employees have received training regarding our privacy policies and the treatment of confidential data. Access to personal information is restricted to those individuals that need such information in order to provide products and services to our clients. Examples of activities requiring access to personal information include: underwriting; claims processing; reinsurance and policyholder service. Finally, we employ secure technologies in order to safeguard transmission of information about our clients through our website, and we have established and maintain procedures to comply with all state and federal laws regarding the security of personal information.